May 14, 2022
Man Accused Of Stealing Credit Card, Cash From Purse At Commack BJ's
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If you recognize this man, police on Long Island want to hear from you.
Investigators said it happened Wednesday, April 20, at the store on Veterans Memorial Highway.
The suspect took the victim’s purse from a shopping cart and then swiped the money before getting away, police said.
Police released surveillance footage showing the man wearing a dark colored, long sleeve shirt with an American flag design, a red baseball cap, and a blue surgical mask.
Suffolk County Crime Stoppers is offering a cash reward for information leading to an arrest.
Anonymous tips can be left by calling 1-800-220-TIPS or visiting the Crime Stoppers website.
News Source: dailyvoice.com
I’m a financial expert – five easy tips to lower your credit card interest rate
CREDIT card users pay more when rates rise - but an expert has revealed how to lower yours.
While annual percentage rates (APRs) are often variable rather than fixed, they change depending on different factors.2TikTok influencer, Nick Meyer, shares how you can lower your credit card interest rate 2Nick said the number one rule is to be nice
A credit card APR is your card's interest rate.
Understanding how much interest you collect for carrying a balance will help pay off your balance faster.
A credit card's APR can increase for several reasons:
- Prime rate change: APRs are the sum of two rates: a base benchmark rate, often the prime rate, and a second rate that depends on your creditworthiness.
- Promotional period ends: Credit cards may offer low to no interest promotions. Once this period ends, the APR may change to the standard APR.
- Card issuer changes your rate: Credit card companies monitor your creditworthiness and how you're using the credit card. After your first year with the card, the issuer can increase your rate 45 days after sending you a notice which can appear on your monthly statement.
- Past due: Card issuers can also raise your interest rate once you're 60 or more days behind on a bill. This is known as a penalty APR.
TikTok influencer and financial expert, Nick Meyer, has shared five tips for lowering your APR, which are listed below.1. Be polite
Nick, who goes by @nicktalksmoney, said first and foremost, it's important to be polite when speaking to a credit card representative.Read more in consumerOUT OF POCKET Americans with a Visa or Mastercard to pay $700 extra a year from this monthAISLE BE DAMNED Shoppers warned about buy now, pay later as Mastercard launches own program 2. Be clear
Nick said to give your credit card provider a call and when you do, you need to make your "ask" clear.
If you are working hard to pay off your debt, you need to let the lender know your plan.
Then, explain why a lower APR will help.3. Compare the competition
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If you found a competitor who will offer you a lower APR, you need to explain this to the lender.
Next, you can ask if they can lower your rate by 50%.
Nick explained the credit card company will not be so accommodating upfront, but they may come back offering a credit limit increase.
While this may seem enticing, it's not a good idea if you are struggling to pay off your debt.4. Ask for a rate match
This is the time to explain to your credit card lender that you've been a loyal customer for however many years you've been with them.
Nick said you can let your lender know that you'll be switching your balance to a new card with a better APR.5. Be persistent
Being persistent is key, but being nice along the way may yield better results.
If you're calling for a second time, ask what the lender can do to match the competitor's credit card rates.
Nick explained that your lender usually doesn't want to lose your business and will be willing to negotiate a new interest rate.Read More On The SunWEDDING TRAGEDY Best man dies in horror car crash on way to reception with bride & groomCREEPY TOKEN Major update in Delphi murder case with chilling new details on teens' deaths
We share a money expert's tips on how to pay down debt.
We explain three credit card mistakes that could cost you hundreds of dollars.We pay for your stories!
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